Mis-sold PCP car finance? You could be owed £1,000s.

If you took out a Personal Contract Purchase (PCP) deal and weren’t given the full picture, you may be entitled to claim compensation. We make the process simple – and it won’t cost you a penny unless you win.

What’s the Issue with PCP Finance?

Many drivers were mis-sold PCP agreements by dealerships and lenders who failed to explain key financial details. This includes not disclosing commission structures, failing to compare alternative finance options, or glossing over the true cost of ownership.

The Financial Conduct Authority (FCA) has identified serious concerns in the motor finance industry – and legal action is already underway. If your PCP agreement was mis-sold, you could be owed a refund of interest, fees, and compensation.

You may have a claim if:

Why we are the right choice for your PCP claim

At Claims.com, we specialise in helping individuals take on big institutions. We work in partnership with expert litigation solicitors who are already acting in high-profile PCP claims.

We’re not a call centre or a claims farm – we’re a UK-based team with deep experience in group litigation. We guide you through the process from start to finish, with a strong legal team fighting your corner.

What you get when you work with us

Just some of the clients we have worked for

We work with both individuals and businesses, helping them navigate claims with clarity, confidence and real legal expertise.

Whether it’s a personal matter or a complex commercial case, our trusted network of specialist solicitors ensures every claim is handled with precision and care. From first enquiry to final resolution, we’re committed to securing the best possible outcome – and our results speak for themselves.

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How it works: Our 3 step process

Complete a quick eligibility check

Tell us a few details about your claim – it only takes a minute.

We’ll assess your case for free

Our legal team will review your information and let you know if you have a valid claim.

We take care of the rest

If eligible, we’ll handle your claim from start to finish. You don’t pay unless you win.

PCP claims – Frequently asked questions

Got questions about this claim? You’re not alone. Here are the answers to the things we’re asked most often – from who qualifies and what you can claim, to how long it takes and what it’ll cost. If you’re still unsure, our team is here to help.

Do I qualify for a PCP claim?
If you took out a PCP car finance deal and weren’t given full, transparent information, you may qualify. We’ll assess your details and let you know for free.

What can I claim for?
You could be entitled to a refund of the interest, fees, and charges you paid – plus compensation. In some cases, claims can total £1,000s.

How much does it cost?
Nothing upfront. We work on a no win, no fee basis – you only pay if your claim succeeds.

How long does it take?
The legal process can vary, but we’ll keep you updated every step of the way. Most claims are handled as part of group litigation.

Is this connected to the FCA investigation?
Yes. The FCA has raised concerns about how motor finance was sold, and legal firms are taking action on behalf of affected consumers.

Ready to get started or still have questions?

3 simple steps to start your claim

A free consultation, to assess the eligibility of your claim.

Collection of evidential documents to support your claim.​

Finalisation of your claim, and referral to our partner law firms.​

Join the ranks of 1000s of satisfied individuals and business owners who have benefited from partnering with us.

Get started with a FREE consultation and let us help you take the first step toward your successful claim.

Expertise you can trust

Our seasoned team knows the claims industry inside out, with deep insight into the tactics and unfair practices of major business and consumer services.

Maximise your return, save time

We handle every detail of your claims, ensuring maximum payout for individuals and businesses – so you can stay focused on what matters most.

No win, no fee - zero risk

With us, there’s no financial risk – you only pay if we win. Our fees are fully transparent, so you’ll never face hidden costs.

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020 3890 6430

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