Every time a customer pays by card, the merchant is charged an interchange fee – a cost set by card schemes like Visa and Mastercard. But for years, these fees were kept artificially high through unlawful practices, affecting millions of businesses across the UK and Europe.
The courts have ruled that these charges were anti-competitive and breached competition law. That means your business may have paid more than it should have – and you could be owed compensation.
We work with legal teams who specialise in group litigation and commercial claims, including the high-profile legal action against Visa and Mastercard.
Whether you run a small café or a national retail chain, our team can help you recover what you’re owed – with no jargon, no hassle, and no win, no fee.
We work with both individuals and businesses, helping them navigate claims with clarity, confidence and real legal expertise.
Whether it’s a personal matter or a complex commercial case, our trusted network of specialist solicitors ensures every claim is handled with precision and care. From first enquiry to final resolution, we’re committed to securing the best possible outcome – and our results speak for themselves.
Tell us a few details about your claim – it only takes a minute.
Our legal team will review your information and let you know if you have a valid claim.
If eligible, we’ll handle your claim from start to finish. You don’t pay unless you win.
Got questions about this claim? You’re not alone. Here are the answers to the things we’re asked most often – from who qualifies and what you can claim, to how long it takes and what it’ll cost. If you’re still unsure, our team is here to help.
What is an interchange fee?
It’s the fee paid by your bank to the cardholder’s bank each time a card transaction is processed – typically passed on to you, the merchant. Visa and Mastercard were found to have set these fees too high.
How far back can I claim?
Claims may cover card payments dating as far back as 1992, depending on your provider and processing history. Our legal partners will check this for you.
Do I need receipts or transaction records?
No – not necessarily. We’ll work with you to gather what’s needed, and in most cases your payment history can be verified through provider information.
What if I’ve changed card providers or no longer trade?
You may still be eligible. The key factor is whether your business paid interchange fees during the relevant period.
What kind of compensation could I expect?
It varies based on your business size and card transaction volume – but many SMEs stand to recover thousands. There’s no upfront cost to find out.
Join the ranks of 1000s of satisfied individuals and business owners who have benefited from partnering with us.
Get started with a FREE consultation and let us help you take the first step toward your successful claim.
Our seasoned team knows the claims industry inside out, with deep insight into the tactics and unfair practices of major business and consumer services.
We handle every detail of your claims, ensuring maximum payout for individuals and businesses – so you can stay focused on what matters most.
With us, there’s no financial risk – you only pay if we win. Our fees are fully transparent, so you’ll never face hidden costs.
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