Struggling with daily MCA repayments? You may have been mis-sold.

Many businesses were encouraged to take out Merchant Cash Advances without fully understanding the costs or risks involved. If your repayments are crippling your cash flow – or you were misled about the terms – you could be owed compensation.

What’s the issue with mis-sold Merchant Cash Advances?

Merchant Cash Advances (MCAs) are a form of business funding where repayments are taken as a percentage of your daily card sales. On paper, they seem flexible – but many business owners weren’t warned about the high fees, inflexible terms, or how quickly these repayments can eat into daily revenue.

In some cases, brokers or providers failed to explain:

  • The true cost of borrowing (including hidden fees)
  • The impact on cash flow from daily deductions
  • That MCAs are not regulated in the same way as traditional loans
  • That you may end up paying back significantly more than you borrowed

This lack of transparency has left many businesses locked into a repayment cycle that feels impossible to escape.

You may have a claim if:

Why we are the right choice for your mis-sold MCA claim

We help businesses recover compensation from mis-sold merchant cash advance contracts. Our legal partners understand the fine print of MCA contracts – and how to challenge them. Whether you’re still tied into a contract or not, we’ll review your case with no cost upfront. If you have a valid claim, we’ll manage the process from start to finish.

If you’re struggling under the weight of daily repayments, we’re ready to help.

What you get when you work with us

How it works: Our 3 step process

Complete a quick eligibility check

Tell us a few details about your claim – it only takes a minute.

We’ll assess your case for free

Our legal team will review your information and let you know if you have a valid claim.

We take care of the rest

If eligible, we’ll handle your claim from start to finish. You don’t pay unless you win.

MCA claims – Frequently asked questions

Got questions about this claim? You’re not alone. Here are the answers to the things we’re asked most often – from who qualifies and what you can claim, to how long it takes and what it’ll cost. If you’re still unsure, our team is here to help.

What is a Merchant Cash Advance?
An MCA is a short-term loan repaid through a fixed percentage of your daily card sales. It’s often used by small businesses needing quick access to cash.

How could it be mis-sold?
Many MCAs are sold without explaining the true cost of borrowing or the daily impact on cash flow. Some brokers also failed to disclose commissions or risks.

Are MCAs regulated?
Unlike standard business loans, MCAs aren’t covered by the same financial regulations – making them riskier and often more expensive.

Can I claim if I’ve already paid it off?
Yes. If the MCA was mis-sold or misleading, you may still be entitled to compensation – even if the debt is settled.

How much could I recover?
This depends on the advance amount, terms, and how it was sold. Claims often involve recovering overpaid fees, interest, or compensation for financial distress.

Simplifying the process of claiming what’s yours

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