Merchant Cash Advances (MCAs) are a form of business funding where repayments are taken as a percentage of your daily card sales. On paper, they seem flexible – but many business owners weren’t warned about the high fees, inflexible terms, or how quickly these repayments can eat into daily revenue.
In some cases, brokers or providers failed to explain:
This lack of transparency has left many businesses locked into a repayment cycle that feels impossible to escape.
Tell us a few details about your claim – it only takes a minute.
Our legal team will review your information and let you know if you have a valid claim.
If eligible, we’ll handle your claim from start to finish. You don’t pay unless you win.
Got questions about this claim? You’re not alone. Here are the answers to the things we’re asked most often – from who qualifies and what you can claim, to how long it takes and what it’ll cost. If you’re still unsure, our team is here to help.
What is a Merchant Cash Advance?
An MCA is a short-term loan repaid through a fixed percentage of your daily card sales. It’s often used by small businesses needing quick access to cash.
How could it be mis-sold?
Many MCAs are sold without explaining the true cost of borrowing or the daily impact on cash flow. Some brokers also failed to disclose commissions or risks.
Are MCAs regulated?
Unlike standard business loans, MCAs aren’t covered by the same financial regulations – making them riskier and often more expensive.
Can I claim if I’ve already paid it off?
Yes. If the MCA was mis-sold or misleading, you may still be entitled to compensation – even if the debt is settled.
How much could I recover?
This depends on the advance amount, terms, and how it was sold. Claims often involve recovering overpaid fees, interest, or compensation for financial distress.
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