Business Interruption Damages

Understanding Business Interruption Damages

At, we understand that business interruption can have a significant impact on your operations, revenue, and overall financial health. Business interruption damages arise when unforeseen events, such as natural disasters, fires, or other catastrophic occurrences, force a business to halt its operations. These interruptions can lead to substantial financial losses that can be challenging to recover without proper compensation.

Understanding Business Interruption Insurance

Business interruption insurance is designed to cover the loss of income that a business suffers after a disaster. It also covers the extra expenses incurred while the business is being restored. This type of insurance is not sold as a standalone policy but is either added to a property/casualty policy or included in a comprehensive package policy.

Key Components of Business Interruption Coverage

  1. Lost Revenue: Compensation for the income that would have been earned if the business had been operational.
  2. Operating Expenses: Coverage for fixed costs that continue even when the business is not operational, such as rent, utilities, and payroll.
  3. Temporary Relocation: Expenses related to moving the business to a temporary location, if necessary.
  4. Extra Expenses: Additional costs incurred to minimise the business interruption, such as renting equipment or paying overtime to speed up the restoration process.

Filing a Business Interruption Claim

Navigating the process of filing a business interruption claim can be complex and time-consuming. Here are the essential steps to ensure your claim is handled effectively:

  1. Document the Loss: Maintain detailed records of all business operations, financial statements, and other relevant documentation that demonstrates the financial impact of the interruption.
  2. Mitigate Damages: Take reasonable steps to minimise the impact of the interruption. This might include relocating operations, maintaining customer communication, and continuing some level of production.
  3. Consult Experts: Engage with financial experts, such as accountants and attorneys, to accurately calculate the extent of the damages and support your claim.
  4. Work with Your Insurer: Communicate promptly and thoroughly with your insurance provider, providing all requested documentation and evidence to support your claim.

Why Choose for Your Business Interruption Claim?

At, our team of experienced professionals is dedicated to helping businesses recover from interruptions quickly and efficiently. We offer:

  • Expert Guidance: Our specialists have extensive knowledge of insurance policies and claims processes, ensuring you receive the compensation you’re entitled to.
  • Comprehensive Support: From initial assessment to final settlement, we provide end-to-end support throughout your claim journey.
  • Customised Solutions: Every business is unique, and so are its needs. We tailor our services to meet the specific requirements of your business and industry.

When business interruptions occur, swift and effective action is crucial. Trust to help you navigate the complexities of your business interruption claim, so you can focus on getting your business back on track. Contact us today to learn more about how we can assist you in recovering from unexpected disruptions.

Call now and we can see if you are eligible to claim in 5 minutes by answering some simple questions.

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Worried about upfront costs? Don’t be. Our “No Win, No Fee” policy means you only pay us if we successfully recover funds for you. 

Your business could be owed thousands in Covid-19 Business Interruption Claims.

To check your eligibility please fill in the form to see if you are able to make a No Win No Fee claim.

Don’t Just Take Our Word For It

Insurer forced to pay thousands of pounds to small firms hit by Covid payout delays

Guardian News Article

High Court ruling opens door to fresh wave of Covid insurance claims

FT News Article

Football clubs in £100 million claims against insurers over ‘Covid losses’

Independent News Article

3 Easy Steps to Start your Claim


We throughly look through your deal from your insurance company, and see if you’re entitiled to a claim.


Once our experts have established that you have a claim we will process your application via our panel of solicitors on a No Win, No Fee Basis.

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Ready to get started or have questions? Contact us today for a free consultation to find out if you are entitled to claim.

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