Johnson v Firstrand legal precedent in car finance

This article explores a pivotal legal decision in Johnson v. FirstRand that sheds light on consumer rights in car finance deals. Many buyers trust brokers to find the best financing options, but hidden commissions paid by lenders can create conflicts of interest—often unknown to the consumer. This ruling underlines the importance of transparency, clarifying that […]
Banks Bracing for Billions in PCP Compensation Payouts – Are You Owed a Share?

UK banks and financial institutions are setting aside vast sums of money in anticipation of a potential onslaught of claims related to mis-sold PCP and Hire Purchase (HP) car finance agreements. With billions of pounds at stake, financial providers are preparing for what could be one of the most significant compensation payouts in UK banking […]
Are you a Victim of Financial Mis-Selling

Financial mis-selling claims pertain to situations where financial products or services are sold to consumers in a manner that is misleading, inappropriate, or not in the best interests of the consumer. This can encompass a wide range of financial products such as mortgages, loans, insurance policies, pensions, investment products, and more. Mis-selling can occur due […]
Understanding Housing Disrepair Claims for Tenants

Housing disrepair claims refer to legal actions initiated by tenants against landlords or property management companies due to the failure to maintain or repair the property in a satisfactory condition. These claims typically arise when a rented property suffers from various issues such as dampness, structural defects, plumbing problems, electrical faults, or pest infestations, among […]
Understanding Consumer Rights Claims

Consumer Rights Claims empower individuals to seek recourse when their rights as consumers have been violated by businesses or service providers. These claims are essential for ensuring fair treatment, protecting consumers from exploitation, and upholding standards of quality and integrity in the marketplace. Consumer rights encompass a broad range of protections, including the right to: […]
What are Employment Tribunal Claims?

Employment Tribunal Claims provide a crucial mechanism for individuals to resolve disputes with their employers in a fair and impartial manner. These claims offer an avenue for employees to seek redress for a wide range of workplace grievances, including unfair dismissal, discrimination, harassment, unpaid wages, and breach of employment rights. Initiating an Employment Tribunal Claim […]
Understanding Clinical Negligence Claims

Clinical negligence claims arise when a patient believes they have suffered harm due to substandard care or treatment provided by a healthcare professional. These claims can encompass a wide range of scenarios, from misdiagnosis and surgical errors to medication mistakes and inadequate follow-up care. When patients entrust their well-being to medical professionals, they rightfully expect […]
Demystifying Road Traffic Accident Claims: Your Guide to Seeking Justice and Compensation

Introduction: Road traffic accidents can occur in the blink of an eye, leaving individuals grappling with physical injuries, emotional trauma, and financial burdens. Whether you’ve been involved in a car collision, motorcycle accident, or pedestrian incident, understanding your rights and options for pursuing a road traffic accident claim is essential. In this comprehensive guide, we’ll […]
Navigating Personal Injury Claims: What You Need to Know

Introduction: Personal injury claims can arise from various situations, ranging from car accidents to slip and falls, medical malpractice to workplace injuries. While the circumstances may differ, one thing remains constant: the potential physical, emotional, and financial toll it can take on individuals and their families. In this blog, we’ll delve into the intricacies of […]
A Comprehensive Guide to Different Types of Claims in the UK

In the United Kingdom, the concept of making a claim is not unfamiliar. Whether it’s seeking compensation for a personal injury, financial loss, or even a dispute over faulty goods, the avenues for making claims are diverse and designed to protect individuals’ rights. From navigating the intricacies of personal injury claims to understanding the nuances […]